For Buyers

What Can I do For You as The Buyer ?

• Help you Pre-qualify for a loan by assisting you in finding a local lender.
• I will listen to your needs, desires, and concerns , find your properties that match your criteria, and arrange to view these properties.
• Set you up on the Matchmaker System
• Provide all information on properties of interest (Plat, Restrictions, Value, Inspections)
• I will negotiate best terms and price for you while handling the preparation of your contract.
• I will manage and be present all through out the closing Process and provide assistance with necessities such as home inspections and closing attorneys, and any paperwork involved.

 Learn About The Real Estate Process 

Investing in Real Estate can be an intimidating process, expecially if you are not familiar with the process. As your agent I will assist you every step of the way to ensure smooth sailing. The following link will also help you to understand what is going on in the process. Take a Look.                              THE Real Estate PROCESS .    Also take a Look at the REAL ESTATE GLOSSARY.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Estimate Your Taxes

http://qpublic.net/ga/union/index.html

 TAKE A LOOK (Home Owner Deductions, Interast Rates, For Sale By Owner) 

Be sure to Take a Look at my Local Resources Page with includes some very helpful information such as Home Owner Deduction Info, Current Interest Rates, Community Info, Weather,  area homes fro sale by owner, a Guide for First Time Home Owners, and More. CLICK HERE

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.   Find out how much your closing costs could be.

SOME HELPFUL NUMBERS for Union County , GA  (Area Code 706)